Can I see a therapist who isn't physically located in Florida?

Yes. Annie is registered to provide telehealth to Florida residents, so she can work with you by secure video as long as you are physically located in Florida at the time of your session. Where she sits does not matter; where you sit does.

What time zone are Florida sessions scheduled in?

Most of Florida is on Eastern Time, the same as the practice, while the western Panhandle is on Central. Sessions are scheduled in your local Florida time, so the hour you book is the hour you meet.

Do you take Florida insurance?

Annie is an out-of-network provider, which means she is not paneled directly with insurance plans. If your Florida PPO plan includes out-of-network mental health benefits, she provides superbills through Thrizer and Mentaya so you can seek reimbursement, often with much of the paperwork handled for you.

Is online therapy as effective as meeting in person?

For the work Annie does, research consistently finds video therapy as effective as in-office sessions, with the added grace of meeting from a place you already feel safe, with no commute and no waiting room.

Do you offer faith-integrated or Catholic counseling in Florida?

Yes, if you want it. Faith serves as an anchor rather than a lead. The work centers on the woman in front of Annie, with her values and spiritual life honored as part of the whole picture, and set fully aside for clients who prefer that.

Florida Online Therapy | Annie Harton Kassell, LMFT

Annie Harton Kassell, MA, LMFT, is a licensed marriage and family therapist who sees Florida women virtually, by secure video. Whether your mornings start in a Miami high-rise, an Orlando suburb, a Gulf-coast street near Tampa, or a quiet town in the Panhandle, the work is the same. A safe space. A steady presence. A path back to the woman you were before everything else got loud.

Telehealth means you do not crawl along I-4 at rush hour, you do not find a sitter, you do not give up an entire afternoon to a single appointment. You need a quiet room, a steady connection, and the willingness to begin.

How It Works

Seeing a Therapist Who Isn't Down the Street

The right person matters more than the right zip code.

Many women assume they can only see a therapist with an office in their city. With telehealth, what matters is where you are, not where your therapist sits. Annie is registered to provide telehealth to Florida residents under Florida's out-of-state telehealth provider registration, so she can lawfully meet with you by video while you are anywhere in the state.

It is simple in practice: you receive a private, HIPAA-compliant video link, you click it at your appointment time, and you are in — no app to puzzle over, no front desk, no time lost to traffic.

Florida at a Glance

What Working Together Looks Like

The essentials, in one place.

Florida

From the panhandle to the Keys, support that travels with you.

LicenseTelehealth Provider Registration (Florida)
FormatTelehealth, by secure video, anywhere in Florida
Time ZoneSessions in your local Florida time (mostly Eastern)
OfferedIndividual therapy, couples counseling, faith-integrated care
ConsultationFree 20-minute call to see if it's a fit

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Who This Is For

For the Woman Who Lost Herself in the Roles

Wife, mother, the one who holds everything together — and somewhere underneath, you.

Annie works with married women who feel as though they have slowly disappeared into the caretaking, the calendars, and the version of life they were supposed to want. If you have caught yourself wondering who am I underneath all of this, that is precisely the work she does.

Her care is grounded in evidence-based methods — Emotionally Focused Therapy, the Gottman Method, and cognitive behavioral therapy — and for the women who want it, faith and a Catholic perspective can be woven in. Faith is an anchor, never the lead, and it is set fully aside for those who prefer that. The woman in front of her is always the center.

Where

From the Panhandle to the Keys

Statewide, because the screen does not mind the distance.

Annie sees clients across all of Florida — Jacksonville, Orlando, Tampa, Miami, Naples, Tallahassee, and Pensacola, along with the smaller towns and rural corners where a specialist down the road simply is not an option.

Most of Florida keeps Eastern time, the same as the practice, while the western Panhandle runs on Central. Sessions are scheduled in your local Florida time, so the hour you book is the hour you meet.

Insurance Benefits

Therapy May Be More Affordable Than You Think

Check your coverage in minutes — no phone calls, no commitment.

Annie works with clients through Thrizer, a platform designed to make out-of-network therapy genuinely accessible. If you have insurance with out-of-network benefits, you may be able to apply those benefits directly to your sessions — often covering a significant portion of the cost.

Use the benefits calculator to get a real-time, no-commitment estimate of what your sessions might cost based on your specific insurance plan.

See your out-of-network deductible status and estimated reimbursement in real time
No phone calls to your insurance company — results in minutes
No pressure or commitment required to run your benefits check
Thrizer handles claims and insurance follow-up on your behalf
Annie receives her full rate while you pay only what you owe

Results are estimates based on your insurance plan. Final reimbursement is determined by your carrier after claims are submitted.

Common Questions

Questions Florida Women Ask

A few of the things people often want to know before they reach out.

Can I see a therapist who isn't physically located in Florida?: Yes. Annie is registered to provide telehealth to Florida residents, so she can work with you by secure video as long as you are physically located in Florida at the time of your session. Where she sits does not matter; where you sit does.
What time zone are Florida sessions scheduled in?: Most of Florida is on Eastern Time, the same as the practice, while the western Panhandle is on Central. Sessions are scheduled in your local Florida time, so the hour you book is the hour you meet.
Do you take Florida insurance?: Annie is an out-of-network provider, which means she is not paneled directly with insurance plans. If your Florida PPO plan includes out-of-network mental health benefits, she provides superbills through Thrizer and Mentaya so you can seek reimbursement, often with much of the paperwork handled for you.
What parts of Florida does Annie serve?: Because sessions are virtual, Annie sees clients anywhere in the state, including Jacksonville, Orlando, Tampa, Miami, Naples, Tallahassee, and Pensacola, as well as smaller towns and rural areas without a nearby specialist.
Is online therapy as effective as meeting in person?: For the work Annie does, research consistently finds video therapy as effective as in-office sessions, with the added grace of meeting from a place you already feel safe, with no commute and no waiting room.
Do you offer faith-integrated or Catholic counseling in Florida?: Yes, if you want it. Faith serves as an anchor rather than a lead. The work centers on the woman in front of Annie, with her values and spiritual life honored as part of the whole picture, and set fully aside for clients who prefer that.

Annie is also licensed across

You're allowed to want yourself back.

Wherever you are in Florida, the first step is the same. Reach out for a free 20-minute consultation, and we will figure out the rest together.

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