Can I see a therapist who isn't physically located in California?

Yes. Annie holds an active LMFT license in California, so she can work with you by secure video as long as you are physically located in California at the time of your session. Where she sits does not matter; where you sit does.

What time zone are California sessions scheduled in?

California sessions are scheduled in Pacific Time. Annie is based in Indiana on Eastern time, so appointment slots are set to land when you expect them in your day. Morning and midday Pacific times are usually the easiest to fit around a California schedule.

Do you take California insurance?

Annie is an out-of-network provider, which means she is not paneled directly with insurance plans. If your California PPO plan includes out-of-network mental health benefits, she provides superbills through Thrizer and Mentaya so you can seek reimbursement, often with much of the paperwork handled for you.

Is online therapy as effective as meeting in person?

For the work Annie does, research consistently finds video therapy as effective as in-office sessions, with the added grace of meeting from a place you already feel safe, with no commute and no waiting room.

Do you offer faith-integrated or Catholic counseling in California?

Yes, if you want it. Faith serves as an anchor rather than a lead. The work centers on the woman in front of Annie, with her values and spiritual life honored as part of the whole picture, and set fully aside for clients who prefer that.

California Online Therapy | Annie Harton Kassell, LMFT

Annie Harton Kassell, MA, LMFT, is a licensed marriage and family therapist who sees California women virtually, by secure video. Whether your mornings begin in a Los Angeles high-rise, a San Diego cul-de-sac, a foggy Bay Area kitchen, or a quiet town in the Central Valley, the work is the same. A safe space. A steady presence. A path back to the woman you were before everything else got loud.

Telehealth means you do not fight the 405, you do not find a sitter, you do not give up an entire afternoon to a single appointment. You need a quiet room, a steady connection, and the willingness to begin.

How It Works

Seeing a Therapist Who Isn't Down the Street

The right person matters more than the right zip code.

Many women assume they can only see a therapist with an office in their city. With telehealth, what matters is where you are, not where your therapist sits. Annie holds an active LMFT license in California, so she can lawfully and ethically meet with you by video while you are anywhere in the state.

It is simple in practice: you receive a private, HIPAA-compliant video link, you click it at your appointment time, and you are in — no app to puzzle over, no front desk, no time lost to traffic.

California at a Glance

What Working Together Looks Like

The essentials, in one place.

California

From coast to coast, a steady presence across time zones.

LicenseLMFT, active in California
FormatTelehealth, by secure video, anywhere in California
Time ZoneSessions scheduled in Pacific Time (PT)
OfferedIndividual therapy, couples counseling, premarital work, faith-integrated care
ConsultationFree 20-minute call to see if it's a fit

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Who This Is For

For the Woman Who Lost Herself in the Roles

Wife, mother, the one who holds everything together — and somewhere underneath, you.

Annie works with married women who feel as though they have slowly disappeared into the caretaking, the calendars, and the version of life they were supposed to want. If you have caught yourself wondering who am I underneath all of this, that is precisely the work she does.

Her care is grounded in evidence-based methods — Emotionally Focused Therapy, the Gottman Method, and cognitive behavioral therapy — and for the women who want it, faith and a Catholic perspective can be woven in. Faith is an anchor, never the lead, and it is set fully aside for those who prefer that. The woman in front of her is always the center.

Where

From the Bay to the Border

Statewide, because the screen does not mind the distance.

Annie sees clients across all of California — Los Angeles, San Diego, the San Francisco Bay Area, San Jose, Sacramento, Fresno, Long Beach, and Oakland, along with the smaller towns and rural corners where a specialist down the road simply is not an option.

Because Annie practices from Indiana on Eastern time, California sessions are scheduled in Pacific Time so your appointment lands when you expect it. Morning and midday Pacific slots tend to be the easiest to settle around a California workday.

Insurance Benefits

Therapy May Be More Affordable Than You Think

Check your coverage in minutes — no phone calls, no commitment.

Annie works with clients through Thrizer, a platform designed to make out-of-network therapy genuinely accessible. If you have insurance with out-of-network benefits, you may be able to apply those benefits directly to your sessions — often covering a significant portion of the cost.

Use the benefits calculator to get a real-time, no-commitment estimate of what your sessions might cost based on your specific insurance plan.

See your out-of-network deductible status and estimated reimbursement in real time
No phone calls to your insurance company — results in minutes
No pressure or commitment required to run your benefits check
Thrizer handles claims and insurance follow-up on your behalf
Annie receives her full rate while you pay only what you owe

Results are estimates based on your insurance plan. Final reimbursement is determined by your carrier after claims are submitted.

Common Questions

Questions California Women Ask

A few of the things people often want to know before they reach out.

Can I see a therapist who isn't physically located in California?: Yes. Annie holds an active LMFT license in California, so she can work with you by secure video as long as you are physically located in California at the time of your session. Where she sits does not matter; where you sit does.
What time zone are California sessions scheduled in?: California sessions are scheduled in Pacific Time. Annie is based in Indiana on Eastern time, so appointment slots are set to land when you expect them in your day. Morning and midday Pacific times are usually the easiest to fit around a California schedule.
Do you take California insurance?: Annie is an out-of-network provider, which means she is not paneled directly with insurance plans. If your California PPO plan includes out-of-network mental health benefits, she provides superbills through Thrizer and Mentaya so you can seek reimbursement, often with much of the paperwork handled for you.
What parts of California does Annie serve?: Because sessions are virtual, Annie sees clients anywhere in the state, including Los Angeles, San Diego, the San Francisco Bay Area, San Jose, Sacramento, Fresno, Long Beach, and Oakland, as well as smaller towns and rural areas without a nearby specialist.
Is online therapy as effective as meeting in person?: For the work Annie does, research consistently finds video therapy as effective as in-office sessions, with the added grace of meeting from a place you already feel safe, with no commute and no waiting room.
Do you offer faith-integrated or Catholic counseling in California?: Yes, if you want it. Faith serves as an anchor rather than a lead. The work centers on the woman in front of Annie, with her values and spiritual life honored as part of the whole picture, and set fully aside for clients who prefer that.

Annie is also licensed across

You're allowed to want yourself back.

Wherever you are in California, the first step is the same. Reach out for a free 20-minute consultation, and we will figure out the rest together.

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